For 2014
Habitat for Humanity of Clinton County is seeking applicants for Habitat homeownership in 2014. Good candidates for Habitat homes include low income families who currently do not own their own home, families who are living in a substandard home or a home that is too small, or who have been unable to qualify for a traditional home loan.
Habitat for Humanity’s overarching mission is to create a world where everyone has a decent place to live, by giving families a “hand UP,” not a handout. Habitat accomplishes that goal by assisting lower income families make a transformative step from renting to owning their own home.
Chad Anderson and his daughters, Tiffany and Brianna, moved into their Habitat home in Maple Rapids in July 2013.
Qualified Habitat families must have lived in Clinton County for at least a year and have a good track record of paying their bills. Selected homeowners participate fully in the construction of a new house or rehab of an existing home, and must be willing to provide significant “sweat equity” toward that goal. Habitat families then purchase their home with a special low interest loan.
All over the world, and in our own community, there is a desperate need for decent, affordable housing. Helping provide that housing creates positive and lasting family and community impacts. Decent housing improves household health and well-being, leading to more time on the job and in school. This contributes to improved family income and education – both of which are essential to breaking the cycle of poverty.
Low income families with a fair to excellent track record of paying their bills should consider applying. Habitat for Humanity undertakes a financial review of applicants to confirm ability to pay and works closely with the family to ensure homeowner success.
If you’ve never thought homeownership was possible, think again. Even if you don’t think you’re ready to be a Habitat homeowner now, Habitat can help interested families improve credit worthiness, leading to homeownership in the future.
If you, or a family you know, might be a good candidate for a Habitat home, please let Habitat know. Details about applying to be a Habitat Homeowner are available at http://habitatclinton.org/homeownership/.
For complete information and an application, please call Habitat Director Sue Carroll at (989) 227-1771.